How It Works
Enter your ZIP code and tell us what coverage you are looking for in Maine
See what Maine requires and compare quotes from licensed carriers
Choose coverage that meets Maine requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
The minimum coverage required in every state. Covers bodily injury and property damage you cause to others. Every vehicle on your multi-car policy must carry at least your state's minimum liability limits.
Full Coverage Car Insurance
Liability plus collision and comprehensive. Covers damage to your own vehicle from accidents, weather, theft, and vandalism. You can carry full coverage on one vehicle and liability only on another under the same policy.
Uninsured and Underinsured Motorist Coverage
Covers you when the at-fault driver has no insurance or insufficient limits. Required in 22 states. Applies to every vehicle on your multi-car policy when your state mandates it.
Multi-Car Policy Structure
Two or more vehicles on one policy. Each vehicle is rated separately based on its own coverage level, driver assignment, and use. The policy earns the multi-car discount when all vehicles are combined.
